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VA Tidewater Initiative explained: Learn what happens when a VA appraisal comes in low and how the Tidewater Initiative helps veterans secure their home value. Are you buying a home with a VA loan and just heard the word "Tidewater"? Don't panic—it has nothing to do with the ocean! 🌊 In this video, Kelly Ham (The Dancing Broker) breaks down exactly what the VA Tidewater Initiative is and why it’s actually a polite warning from your appraiser. If you are a veteran or a real estate agent dealing with a low home appraisal, this video is for you. In this video, we cover: What happens when a VA appraiser can’t find enough value. The 48-hour Tidewater window for agents to submit comps. How the listing agent and buyer's agent work together to save the deal. What a Reconsideration of Value (ROV) is if Tidewater doesn't work. Buying a home with a VA mortgage is a great benefit, but you need to know how the appraisal process works to stay ahead of the game! Connect with Kelly Ham (The Dancing Broker): 📞 Call: 360-440-6683 📧 Email: klham@johnlscott.com 🌐 Website: www.thedancingbroker.com 📍 Location: 19723 10th Ave. NE #200, Poulsbo, WA 98370 #VALoan #tidewaterinitiative #vaappraisal #homeappraisal #veteransaffairs #vamortgage #realestatetips #homebuyingprocess #appraisalprocess #lowappraisal #reconsiderationofvalue #realestatecomps #homebuyingtips #vahomeloan #mortgageadvice #veteranhomebuyers #realestatemarket2026 #thedancingbroker #KellyHamRealEstate