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The Strong Compounding Power of the New CPF Investment Scheme! The CPF system is evolving in 2028. And instead of speculating, I built something powerful. I created a CPF Lifecycle Investment Simulator that lets you see — in real numbers — how compounding works under the new CPF investment scheme. This simulator allows you to: • Compare guaranteed CPF interest vs lifecycle investing • See how automatic equity-to-bond rebalancing affects growth • Visualize long-term compounding over 20–30 years • Understand the impact of volatility and sequencing risk • Model different return assumptions • Project how much extra your Retirement Account could grow The truth is simple: Compounding is not linear. It is exponential. A 1–2% difference in long-term return can mean hundreds of thousands of dollars over decades. This tool helps you appreciate the difference between: Staying fully risk-free Taking measured lifecycle exposure Starting early vs starting late And most importantly — it helps you make informed decisions, not emotional ones. If you are serious about retirement planning, you need to understand the math behind compounding. This simulator makes it crystal clear. Watch the full video to see how it works and how you can use it for your own CPF planning. 📊 Hashtags #CPF #CPF2028 #CPFInvestment #RetirementPlanning #Compounding #SingaporeInvesting #LifecycleInvesting #TargetDateFund #FinancialIndependence #1M65