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Presented by Stablecon; Powered by BVNK. In episode 20 of Money Code, hosts Chuk Okpalugo and Raj Parekh are joined by Chris Harmse, Co-Founder and Chief Business Officer at BVNK, and Anthony Yim, Co-Founder and CTO at Artemis. They dive into BVNK and Artemis’ new YouGov survey on stablecoin usage to show how demand for “normal payments” is outpacing real-world access, and why the next adoption wave is less about ideology and more about embedding stablecoin rails into the fintech apps people already trust. Subscribe and listen to the Money Code podcast here: https://lnk.to/MoneyCodeSN Chapters 00:00 Why this survey matters right now 04:42 Stablecoins as everyday money (paid + spend) 07:52 The 77% signal: stablecoins inside fintech apps 15:35 Enterprise reality: sub-1% penetration, fast growth 19:03 Demand outpaces access: the integration gap 23:58 Do users want stablecoins or just faster payments? 31:53 Instant cash-out mechanics and why legacy rails tax speed 36:46 Closing takeaways + where to find BVNK and Artemis Connect with the Hosts & Guest Chuk Okpalugo: / chuk-okpalugo | https://x.com/chuk_xyz/ | http://stablecoinblueprint.com Raj Parekh: / rajparekh7 | https://x.com/rajparekh | http://monad.xyz Chris Harmse: / chrisharmse | http://bvnk.com/ Anthony Yim: / anthonyyim | https://x.com/anthonyyim | https://www.artemisanalytics.com/ About Money Code Money Code is the show that decodes stablecoins and the evolution of programmable money for builders, investors, and decision-makers. Each week, join hosts Chuk Okpalugo, Author of Stablecoin Blueprint and Raj Parekh, Head of Payments/Stablecoins at Monad Foundation as they break down the systems and strategies of seasoned operators in the space, revealing the insights you need for better build and buy decisions. About Stablecon Stablecon (https://stablecon.com/) is the premier gathering for those at the intersection of DeFi, economic policy, financial infrastructure, and institutional integration, and those reinventing global commerce. By convening the brightest minds in fintech and crypto, Stablecon provides attendees with world class thought leadership and fosters unparalleled networking and strategic collaboration across the digital payments industry. Whether you’re building, advising, or navigating this new frontier, this is the room where it happens. About BVNK BVNK is the leading provider of stablecoin payments infrastructure, helping businesses move money faster, settle globally, and even launch their own stablecoin products. Head to https://bvnk.com/ to learn more.