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What happens to your money and assets when you die?

On this episode, we discuss the succession gap, estate planning, and legacy. I’m joined by Tishalan Pillay and Loyiso Peter from ‪@ASIFinancialServices‬ , and we ask a critical question: What happens to your money and assets when you die? Most wealth isn’t lost because people didn’t earn enough. It’s lost because no one planned for what happens after. In this conversation, we unpack the quiet but costly gaps that derail generational wealth in South Africa: no wills, beneficiary mismatches, poor succession planning, and the belief that “I’ll sort it out later.” We explore: • What really happens when someone passes away without a plan • Why having assets isn’t the same as leaving a legacy • How independence in advice helps close the gaps most families don’t see • The basics every household should have in place — before it’s too late Legacy isn’t just about money. It’s about clarity, protection, and intention. 🎧 Watch Episode 4 of The Independence Advantage. #TheIndependenceAdvantage #EstatePlanningSA #GenerationalWealth #FinancialLiteracy #LegacyPlanning #IndependentAdvice #SouthAfrica