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Is your AI strategy outrunning your leadership? Discover why 95% of AI pilots fail and how to solve the $5.2 trillion "Enterprise Paradox" by shifting focus from technical infrastructure to Leadership Inner Structure. In this episode of Leadership for the Intelligent Age, host Jay Ruffin joins Charlie Hugh-Jones and Jonas to dissect the critical gap between massive AI investment and the human capacity to govern it. We move beyond GPUs and LLMs to explore the CAPEx Framework—a leadership discipline designed to eliminate "AI Slop" and manage the growing technical debt of the Intelligent Age. Key Highlights Charlie Hugh-Jones (Executive Coach & Author) and Yonas Yohannes (Tech Expert, Founder, former McKinsey Partner) reveal how to bridge the chasm between "Outer Structure" (Compute/GPUs) and "Inner Structure" (Values/Integrity). They expose why capital velocity is outrunning human metabolism, the risk of "Cognitive Offloading," and how to turn governance from a bureaucratic bottleneck into a high-speed innovation accelerator. From FSI case studies (HSBC, Citi, ING) to Decision Stewardship, discover how to move past the "Mechanistic Model" to achieve ethical, scalable ROI. Perfect for AI leaders, transformation pros, and anyone navigating the high-stakes frontier of the Intelligent Age. Meet the Host: Jay Ruffin is a seasoned technology executive and strategic advisor renowned for navigating the high-stakes intersection of Enterprise AI and Organizational Transformation. With a career spanning leadership roles at global giants like IBM and Kyndryl, Jay specializes in bridging the gap between complex technical infrastructure and real-world business value Episode Chapters 00:00 The Leadership Crisis: Leadership in the Intelligent Age 00:50 Expert Intros: Charlie Hugh Jones & Yonas Johannes 02:30 The 95% Failure Rate: Why AI Pilots Stall 04:15 Infrastructure vs. Inner Structure: The Talent Gap 06:30 Capital Velocity: Is Tech Outrunning Your Team? 08:00 The New CAP-EX: Conceptualize, Assess, Plan, Execute 09:45 Beyond the Machine: Reframing the Mechanistic Model 11:30 Enterprise Paradox: Why Technical Debt Stifles ROI 13:50 Strategic Absorption: Scaling AI Sustainably 15:45 Ethics by Design: Governance Beyond the Checklist 18:20 Distributed Agency: Accountability in a Machine World 21:00 Thunder vs. Lightning: The Moral Imagination 23:45 Decision Stewardship: Why Leaders Must Never Delegate Intent 26:30 Real-World Payoffs: Cutting Errors & Boosting Engagement 30:00 Fast Failures: The Hallmark of Agile AI 35:00 Next Episode focus: AI cybersecurity, the breach economy of cyber attacks. #FinTech #CyberSecurity #GenerativeAI #DigitalBanking #RiskManagement #EnterpriseAI #FSI #FinancialServices #DataPrivacy #AIStrategy #aiethics #failfast #FutureOfFinance #ZeroTrust #ResponsibleAI #BankingInnovation #CyberResilience #MachineLearning #CSuite #Podcast #fsiTech #FutureOfWork #ThoughtLeadership #AIInnovation #ExecutiveCoaching #intelligentagents #Fintech #ChangeManagement #BusinessInsights #Davos2026 #HumanCentric #LeadershipPodcast #finTech #FSI #ENTERPRISEAI #motivation #CharlieHughJones #agenticai