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Discovery of a CPF Life Financial Hack! Most retirees let their CPF LIFE payouts flow straight into a bank account—earning close to nothing. That’s a silent leakage in your retirement plan. In this episode, I break down a little-known CPF LIFE optimisation that allows your monthly CPF LIFE payouts to be credited into your CPF Ordinary Account instead of a bank, earning 2.5% risk-free interest while remaining fully withdrawable anytime via PayNow. This strategy is especially powerful if you’re still working, still receiving CPF contributions, or simply don’t need your CPF LIFE income immediately. Think of it as treating your CPF Ordinary Account as Singapore’s best savings account after 65—higher yield, zero volatility, and full liquidity. This is not about taking more risk. This is about fixing cash-flow inefficiency inside your retirement balance sheet. If you’re already on CPF LIFE Standard, Basic, or Escalating Plan, this is a no-regret move you need to understand. Hashtags #CPF #CPFLIFE #CPFHack #RetirementPlanning #SingaporeRetirement #CPFStrategy #1M65 #PassiveIncome #RetirementIncome #FinancialLiteracy #WealthOptimization #RiskFreeReturns #SingaporeFinance #CPFOrdinaryAccount