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At American Banker’s Digital Banking 2025 conference, Editor-in-Chief Chana Schoenberger sat down with two industry leaders to discuss how banks are approaching cryptocurrency, stablecoins, and instant payments — and what new opportunities and risks these emerging technologies present. In this episode of the American Banker Podcast, hear her full conversations with: Margaret Butler, head of the financial services practice at BakerHostetler, on how regulatory developments are opening doors for banks to engage with blockchain and DeFi. Kristiane Koontz, director of treasury services and payments at Zions Bank, on how real-time payments and stablecoins could reshape customer expectations and bank operations. These candid conversations explore how banks can balance innovation, compliance, and customer needs in a rapidly changing financial landscape. 📌 Subscribe to the American Banker Podcast for more insights on banking, fintech, and financial services.