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The spreadsheets, guides and quizzes in this video are all part of the Financial Wellbeing Toolkit. Use code VIPEARLY to get 20% off early bird pricing – limited to the first 500 people! 🎉 https://nischa.me/plan In this video, I break down everything you need to understand the language of money. The tools, spreadsheet, and guides shown are all part of the Financial Wellbeing Toolkit. MY PRODUCTS: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📙 Financial Wellbeing Toolkit: https://nischa.me/plan MY FAVOURITE APPS: 📈 Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 💰Investing Platform US (Webull): https://nischa.me/webull 📊 Welcome bonus of up to £50 when you invest at least £100: https://nischa.me/investengine 🟣 Best ISA and savings accounts: https://nischa.me/plum CONNECT WITH ME: 🌍 My website: https://nischa.me 📸 Instagram: / nischa.me 0:00 What's in this video 2:32 Understanding your financial NOW 9:05 Debt strategy 13:43 Setting goals that matter 19:43 12-month forecast (& monthly check-ins) 27:12 Where NOT to save your money 29:40 When to invest 31:59 How to reach your goals 36:17 Building your investment strategy 39:34 Car buying and affordability 46:44 Should you buy or rent a home Thanks for the inspiration behind this video @TinaHuang1 🧡 DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply