14 Pension Tips to Retire Rich скачать в хорошем качестве

14 Pension Tips to Retire Rich

Your pension is one of the most valuable things you will ever own. Today, I want to run you through a load of things you can do to improve yours in 2025. Talk 1-on-1 with a financial advisor https://getmost.co.uk/financial-advic... My free resources 📨 Free investing in index funds course: https://financialinterest.com/index-f... Workplace pension cheat sheet: https://financialinterest.com/pension... Index fund cheat sheet: https://financialinterest.com/index-f... Student loan repayment info: https://financialinterest.com/student... Financial health dashboard: https://financialinterest.com/financi... Our newsletter: https://financialinterest.com/ Investing guides for beginners: https://financialinterest.com/investing/ This video does not represent financial advice, and I am not a financial advisor. When investing, your capital is at risk. Investments can rise and fall and you may get back less than you invested. Past performance is no guarantee of future results. 1. How much are you really getting? More information on the qualifying earnings https://thepeoplespension.co.uk/help/... 2. Ask them what is the maximum Match you provide Nest Paper: https://www.nestinsight.org.uk/wp-con... 3. Salary sacrifice. https://getpenfold.com/employer-tools... 4. Relief at Source Just contact HMRC to get your money back - 0300 200 3310 https://www.firstwealth.co.uk/article... 5. Net pay https://www.moneyhelper.org.uk/en/pen... 6. Default funds - Pension fund cheat sheet https://financialinterest.com/pension... VWRL global fund - https://www.vanguardinvestor.co.uk/in... 7. Partial transfers Please check with your pension provider if they allow them and the rules around this. Please make sure you state you want to remain in the scheme. 8. Pension advice Details on the allowance https://www.gov.uk/plan-retirement-in... 9. Free advice Over 50 https://www.moneyhelper.org.uk/en/pen... Under 50 https://www.moneyhelper.org.uk/en/con... 10. How much do you need? (pension calculator) The pension calculator from II makes some significant assumptions regarding fees and other factors, which are worth considering when using it. Please see the section titled "The calculation is just a guide and makes some assumptions" for a full list of these. I have linked another calculator from Aviva below, along with a basic compound interest calculator, so you can try a few different options. However, please remember to consider the impact of fees on long-term returns when making your calculations and just use these calculators as a guide. https://www.ii.co.uk/ii-accounts/sipp... https://www.direct.aviva.co.uk/myfutu... https://www.thecalculatorsite.com/fin... 11. Missing pension https://www.gov.uk/find-pension-conta... 12. Paying for missing NI https://www.gov.uk/check-national-ins... 13. Pension Carry forward https://www.moneyhelper.org.uk/en/pen... 🎵 Music licensed from Lickd. The biggest mainstream and stock music platform for content creators. Golden Skans by Klaxons, https://lickd.lnk.to/jlUeWwID License ID: EVw7Pja61bJ If you want to use music from famous artists, try Lickd to get track credits and unlimited stock music: https://app.lickd.co/r/6795b74ff04e47... Time stamps 00:00 - Pensions 00:27 - Work scheme 00:51 - Qualifying earnings 01:56 - Maximum match 02:47 - How is money paid in? 03:11 - Salary sacrifice 04:18 - Relief at source (are you owed £000s?) 05:40 - Net pay 05:56 - Default funds 07:37 - Partial transfers 08:15 - Getting pension advice 08:34 - Getting free guidance 09:09 - How much will you need? 09:56 - Real returns 11:17 - Lost pensions 11:39 - Paying for missing years 12:51 - Pension carry forward 13:03 - Ltd company director 13:51 - Sole traders 14:45 - Enjoy it