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2026-2027 USA Payments Megatrends As a global payments advisory, PCMI is constantly focused on producing market intelligence to help its clients do 3 key things: 1. Grow 2. Measure 3. Protect This means it’s constantly monitoring the industry to stay abreast of changes that could offer its clients opportunities or threats—and well as new metrics to consider to evaluate their operations. These efforts—along with a constant demand for market studies that answer key questions facing the industry—led to use identifying these 5 US payments megatrends in this video: 1. A multi-rail world: the battle for micro-transactions intensifies 2. AI becoming the gateway to commerce 3. Cross-border is fragmenting with growing intraregional flows 4. The great acquiring unbundling—and the emergence of acceptance ecosystems 5. B2B payment modernization and strategization But PCMI’s expert panel doesn’t just identify the megatrends with data. The focus of this session is how payments companies should react to them, with different payments players weighing their options. For each major trend, the panel explores the key drivers and what different payments players—issuers, acquirers, card networks, fintechs, and processors—should weigh as they shape their strategies. Don’t miss this deep dive into the forces shaping payments in the US—and how you should forge your strategies to deal with them.