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My family is clearly the wealthiest in New York, but even for an eight dollar takeout order, I still click refund only. The habit came from my previous life. Back then, our housekeeper, Eve Hudson's daughter, Ivy Robertson, had tied herself to a strange transaction system. Every dollar I spent flowed directly into her hands. Ivy used that to her advantage. She guilt-tripped me into donating to struggling students at school, painting it as charity work I couldn't refuse. Believing I was doing something noble, I handed over a check for two million dollars without blinking. But the system twisted it. My check showed zero, while Ivy received the full deposit. From then on, everyone branded me a fraud. Even the man I was keeping abandoned me in disgust. Ivy, on the other hand, paraded around making donations with the fortune she'd siphoned away, and the world applauded her as a generous, golden hearted angel.