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What really happened in 2025 — and what can homeowners and buyers expect in 2026? In this special episode of the TNT Real Estate Podcast, Tanya sits down with licensed mortgage broker Andy Martin from Today's Mortgage Choice to break down what buyers, sellers, and investors need to know about mortgages, renewals, and financing strategy going into 2026. ✅ Did variable rates win in 2025? ✅ What options do homeowners have before renewal? ✅ Are mortgage renewals going to crash the market? ✅ Should you break your mortgage or hold tight? ✅ What do real estate investors need to show in 2026? 📌 If you’re a homeowner, buyer, or investor in Ontario, this is your go-to guide for navigating the next 12 months in real estate financing with calm, confidence, and clarity. 📲 Have questions or want a strategy session? Reach out — links in the show notes. 👉 Subscribe for more real estate updates and neighborhood insights! Follow us in our socials: Tyler Peroni | @tylerperoni https://www.instagram.com/tylerperoni... Tanya Vanden Berg | @tanyavsudbury https://www.instagram.com/tanyavsudbu...