Financial Pulse - January 2026 скачать в хорошем качестве

Financial Pulse - January 2026

In this January 2026 Financial Pulse, Drew and Mike discuss: ● Why strong market years are a good time to revisit risk tolerance ● The importance of cash-flow planning for the next 5–7 years ● A cautionary take on gold and silver price surges and “momentum” investing ● A New Year reflection exercise: defining your money values for 2026 ● A practical checklist: freeze your credit, avoid idle cash in low-yield accounts, and consolidate old accounts As you start the new year, take a minute to define what you want your money to do for you: security, freedom, family, giving, experiences. If you want help turning those values into a plan, call (410) 823-7283, or you can schedule a time to talk at your convenience through our website. And if you know someone who’d appreciate this message, forward the video their way. Timestamps 00:06 — Welcome + January 2026 update 00:22 — January article preview: “The Beach House Decision…” (Roger Bair) 00:56 — Upcoming video: “11 Questions a Financial Advisor Gets” (Jackson & Alec) 02:18 — Quick market check-in + why strong years still call for perspective 03:05 — “Market pundits” after big gains + what you can actually control 03:58 — Risk tolerance check: downside vs. missed upside 04:09 — Cash-flow planning: what you may need in the next 5–7 years 04:39 — Gold & silver surge: excitement vs. intrinsic value 05:31 — Why metals may be rising + momentum risk 06:20 — New Year’s resolutions: money values for 2026 07:01 — How your money beliefs shape your actions 08:15 — Helping family with money: when it helps vs. when it hurts 08:47 — “Do it this year” checklist: credit freeze (identity theft protection) 09:31 — Stop leaving cash in low/no-interest accounts 10:01 — Consolidate scattered accounts (old stock plans, old 401(k)s, etc.) 10:44 — Consider a HELOC as a backup plan (situational) 11:09 — Revisit self-picked investments + whether they still fit 12:13 — Wrap-up