Learn about investment products and avoid rookie mistakes | Finhabits Talks x Vanguard скачать в хорошем качестве

Learn about investment products and avoid rookie mistakes | Finhabits Talks x Vanguard

ETFs, mutual funds, and alternatives — what’s the difference, and which one should you choose? Carlos García and ‪@vanguard‬ 's Liz Muirhead break down how these investments work, what they cost, and the mistakes first-time investors need to avoid. What You’ll Learn -ETFs vs mutual funds vs alternatives -How each investment works -Why ETFs often cost less -When alternatives make sense -Rookie investor mistakes to avoid (end of the video!) -Why long-term investing beats timing the market 00:00 Teaser: mistakes to avoid 00:16 Series intro 00:37 Episode intro: Meet Vanguard expert Liz Muirhead 01:47 Liz’s first investment: The Vanguard Star Fund 02:37 Carlo's story: what he learned when he went to Wall Street 03:21 What are ETFs, mutual funds, and alternatives? 03:37 Mutual funds explained (fees, management, pricing) 04:47 ETFs explained (indexing, trading, low cost) 06:21 Alternatives explained (lock-ups, private markets, higher fees) 07:14 Alternatives, mutual funds and ETFs have different liquidity 08:29 Cost comparison: ETFs vs mutual funds vs alternatives 09:11 Grocery store analogy: Costco salad vs personal shopper vs private chef 11:00 Why ETFs tend to be cheaper than a mutual fund 12:52 What you should focus on when you start investing 13:03 Determine your allocation, don't try to "pick stocks" 14:26 Having a plan is better than following the market 14:58 Taxes: capital gains and ETF tax efficiency 16:54 What to avoid: The biggest mistake rookie investors make 18:00 Time in the market beats trying to "time the market" 18:17 Wealth grows over time 18:47 Which investment vehicle is “best” for you? How to choose 19:37 The best plan is one you can stick to 19:42 Final thoughts and call to action ¿Cuál es la diferencia entre ETFs, fondos mutuos y alternativas — y cuál te conviene más? En este video, Carlos García conversa con Liz Muirhead de Vanguard para explicar cómo funcionan estos productos, cuánto cuestan y los errores que debes evitar como inversionista principiante. Lo que aprenderás ETFs vs fondos mutuos vs inversiones alternativas Cómo funciona cada uno Por qué los ETFs suelen ser más baratos Cuándo tiene sentido usar alternativas Errores comunes que debes evitar (al final del video) Por qué invertir a largo plazo funciona mejor que buscar “el momento perfecto” ► Invest with Finhabits today: http://fnhbts.com/invest-today ► Get a quote for your car insurance: https://fnhbts.com/auto_insurance ► More educational content: https://fnhbts.com/blogs_english Investment advisory services offered through Finhabits Advisors LLC ("Finhabits"), an SEC registered investment adviser. Registration does not imply a certain level of skill or training. Investing involves risk. Past performance is not indicative of future returns. You may lose money. All visuals are illustrative only. Featured individuals are actors or paid spokespeople and not clients of Finhabits unless otherwise noted. Any testimonial of advisory services is representative of the client's view at the time it was collected. Securities offered through Apex Clearing Corporation, Member FINRA, SIPC. Securities in your account are protected up to $500,000. See SIPC.org for more details. By using this service, you hereby consent to our Terms of Use and Privacy Policy. A person shall only become a client of Finhabits when he or she has signed the advisory agreement and acknowledged receiving all disclosures from Finhabits. ​ Insurance services offered through Finhabits Insurance Services LLC, a licensed producer in certain states. Go to licenses for more details. All information herein as well as any communication on social media is neither an offer to sell insurance nor an advertisement of insurance in any place except states with licenses. Finhabits Advisors LLC is not a fiduciary to insurance products or services. © 2025 Finhabits Inc.