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In this episode of Ask the Experts, David Williams and Andy Arter interviews Kody Houk, founder of Prime Risk Insurance Solutions and creator of Real Insurance Training. Kody explains how he transformed his agency by focusing on commercial insurance for blue collar businesses and contractors. After struggling for years trying to be a generalist agent selling home and auto, Kody made a bold decision to burn the boats and focus entirely on commercial accounts with higher revenue per client. That decision helped him grow from $30,000 in revenue to over $500,000, while building a more profitable and scalable agency. Kody also shares the three prospecting pillars he teaches agents today: • Cold outbound prospecting • Strategic social media presence • In person networking and industry relationships If you're an insurance agent trying to grow your book of business, this episode provides practical strategies and insights from someone actively building an agency today. ⏱ YouTube Chapters 00:00 Introduction 01:30 Kody Houk’s background in insurance 03:30 Starting his own agency during the pandemic 07:30 Why revenue per client matters 11:00 Why he burned the boats on personal lines 16:00 Sales frameworks and consultative selling 19:00 Growing from $30K to $500K in revenue 23:00 Commercial prospecting strategies 27:00 Cold calling commercial clients 31:00 Using social media to attract clients 38:30 Kody’s personal story and testimony 44:00 Faith, discipline, and leadership