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Even with little savings, it is possible to buy a house with grants and down payment assistance that do not require repayment. These programs, often underutilized, can offer up to $17,500 to cover down payments and closing costs. Among the best grants of 2025 are: Chenoa Fund: down payment assistance with a repayable or non-repayable option. NACA: no down payment required, closing costs covered, below-market interest rates, and no credit score requirement. Bank of America: up to $17,500 in various aids. Wells Fargo: up to $15,000 for down payment and closing costs. Chase Homebuyer Grant: $7,500 to reduce the interest rate or assist with the down payment. USDA Loans: 100% financing, reserved for rural areas. There are also specific loans like the FHA Loan (down payment reduced to 3.5%), the VA Loan (for military and veterans), and the Good Neighbor Next Door Program (50% reduction for certain professions). Eligibility for grants depends on several criteria: being a first-time home buyer, respecting an income ceiling, purchasing a primary residence, having a minimum credit score, and attending a homebuyer education course. Finally, some grants may be considered taxable income, thus increasing taxes. It is recommended to seek advice from your lender or a tax advisor ====== 🔽🔽🔽🔽🔽🔽🔽🔽🔽🔽🔽🔽🔽🔽🔽 🤔Thinking of Moving to Fort WorthTexas?🤠 🤔Thinking about Buying or Selling in Texas?🤠 🤔Thinking about Buying or Selling in the USA?🤠 👉 Sylvie K Abasso, your knowledgeable Texas Realtor with Keller Williams 📱 Call or Text: (817) 988-4787 📨 Email: [email protected] 📅 Let’s Chat 🗂️🗂️🗂️🗂️🗂️🗂️🗂️🗂️🗂️🗂️🗂️🗂️🗂️🗂️🗂️ ===== NACA: https://www.naca.com Chenoa Fund: https://chenoafund.org/homebuyer/prog... Good neighbor next door : https://www.hud.gov/program_offices/h... Bank of America : https://promotions.bankofamerica.com/... Chase : https://www.chase.com/personal/mortga... Wells Fargo: https://newsroom.wf.com/English/news-... ===== — DISCLAIMER — Sylvie K ABASSO is a Texas licensed Realtor with Keller Williams. She is not a lender, does not issue loan qualifications, and does not extend credit of any kind. The topics discussed, and ideas presented are Sylvie K Abasso's opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice.