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#valoan #vahomeloan #vabenefits #vahousingeducation #FedFundsRate Schedule a Call Today: https://bit.ly/VA_Appointment Are you wondering if you’re too old to use your VA Home Loan benefit? 🤔 The truth is, you’re NEVER too old — your VA loan is a lifetime benefit that can be used at any age, even if you’re 78 or 99 years old! In this video, David Piatek (VA Home Loan Expert & Mortgage Professional) and Lourdes Fernando (Realtor) break down the biggest myths and misconceptions about using the VA loan later in life. Whether you’re downsizing, moving into a condo, or considering a 55+ community, your VA loan can still work for you. ✅ Key Topics Covered in This Video: Am I too old to qualify for a VA Home Loan? Can surviving spouses use VA loan benefits? Using a VA loan to buy a condo or 55+ community property Multiple VA loans – yes, you can use your benefit more than once! VA condo approval process & waivers (Florida myths busted!) Passing on VA loan benefits, trusts, and protecting your family home Why refinancing into a VA loan later can be expensive 💡 Many veterans and military families don’t realize that age, condo approvals, or 55+ restrictions are NOT barriers to homeownership with a VA loan. This video will help you understand your options, avoid costly mistakes, and maximize the benefits you earned through service. ► ► Get Pre-Approved With My Team → https://bit.ly/ApplyToday_VA ► ► Get Your Certificate of Eligibility → https://bit.ly/COEreview 🏦 FREE Loan Estimate REVIEW → https://bit.ly/EstimateReview -- Disclaimer -- DISCLAIMER: The content of VA Housing Education/VA Housing Education at Waterman Bank Channel is for educational purposes only. VA Housing Education Channel is provided under license by Waterman Bank. Waterman Bank will not extend credit of any kind without speaking to a Waterman Bank mortgage loan originator. The information on the VA Housing Education/VA Housing Education at Waterman Bank Channel should not directly be used to make decisions on home offers, purchasing decisions, is not guaranteed to provide specific results, imply lending terms, qualification amounts, or real estate advice. Any calculations should be verified independently. For real estate purchase advice consult licensed real estate, financial and legal professionals for advice. The views expressed on the VA Housing Education Channel and in all videos are those of the author or person presenting and do not represent those of Waterman Bank and are not intended to provide legal or compliance advice. The VA Housing Education/VA Housing Education at Waterman Bank Channel is not affiliated with or approved by the U.S. Department of Veterans Affairs (VA) or any other government agency. Contact Waterman Bank for your lending needs. Visit www.watermanbank.com or call 815-264-3201. Equal Housing Lender. NMLS #414704. Waterman Bank. Member FDIC. #VALoanEducation #VeteranSupport #MilitaryFamilies #HomeBuyingTips #RealEstateAdvice #MortgageTips #VAHousingEducation #VALoan #VAHomeLoan