Broad vs Standard Collision Insurance — The Deductible Difference That Matters скачать в хорошем качестве

Broad vs Standard Collision Insurance — The Deductible Difference That Matters

Collision insurance sounds simple — until you actually have an accident. In this video, we break down the difference between broad collision and standard collision insurance, and how Michigan’s mini-tort law fits into the picture. You’ll learn: • What broad collision really covers • How standard collision deductibles work • When your deductible is waived • How mini-tort works in Michigan • Why mini-tort is a backup plan — not a replacement for coverage This is one of the most misunderstood parts of auto insurance, and the difference can mean hundreds or even thousands of dollars out of pocket after a crash. This video is educational only and meant to help Michigan drivers understand their options — no hype, no pressure. 📍 Michigan-specific insurance explanation 🚗 Auto insurance education 🤓 Insurance Dork style — plain English, no fluff