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In this episode of the Woodard & Company Asset Management Group Podcast, John 3 sits down with Steve Hungerford to break down everything you need to know about Roth IRAs. They discuss how Roth IRAs work, the key benefits of tax-free growth, contribution limits, income restrictions, and how Roth accounts fit into a long-term retirement strategy. John and Steve also cover common misconceptions, Roth conversions, and when a Roth IRA may — or may not — be the right choice for you. Whether you're just starting to save for retirement or reviewing your current financial plan, this conversation provides practical insights to help you make informed decisions about your future. If you have questions about your retirement strategy or would like to learn more about Roth IRAs, contact Woodard & Company Asset Management Group. John’s Pick of the Week: Micro-Plastic — John shares his thoughts and insights on this trending topic and why it caught his attention.