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Ever looked at your mortgage payment and wondered why it feels like nothing is going toward your principal? You’re not imagining it — and in this episode, we break down exactly why. In Part 1 of our Amortization series, we go LIVE into the numbers to show you how mortgage payments are really applied and why understanding amortization is critical to building long-term equity. Here’s what we’re covering: • When your principal payment finally becomes larger than your interest payment • What extra payments actually do (and how small changes can save you years of interest) • A live, step-by-step look at the numbers so you can see the impact — not just hear about it • How amortization and appreciation work together to build equity over time This episode is all about understanding the foundation of your mortgage payments — no hype, no sales talk, just real numbers explained in plain English.