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I didn’t blow my money. I didn’t live recklessly. I worked hard, raised a family, stayed loyal to my jobs — and I still ended up here. In this video, I share the honest story of how a normal working life quietly led me to retire on Social Security — without the retirement savings most people expect to have. This isn’t a regret video. It’s a real-life look at how millions of people slowly drift into this place without realizing what’s happening — and what I wish I had understood earlier. If you’re in your 40s, 50s, or even early 60s, this story might look a lot like your own… or your future. 👉 Watch to understand: • How “normal life” quietly delays retirement planning • Why working hard doesn’t automatically mean building wealth • How small decisions compound into long-term outcomes • What I would do differently if I could start again • And why it’s never too late to start paying attention 0:00 How I Ended Up Here 0:25 What a “Normal Life” Looked Like 1:29 No Map, No Mentor 2:19 When Life Hit 2:51 My First Business Attempt 3:09 Trying Again (And Failing Again) 3:32 The Window That Could Have Saved Me 4:06 One More Leap 4:53 The What-Ifs 5:26 The Part Nobody Prepares You For 6:23 I Didn’t Fail — I Wasn’t Taught 6:53 It’s Not So Bad This channel is about real retirement life — not hype, not hustle culture, just honest conversations about money, work, and rebuilding in the later years. Retired and Trying is a real life retirement education channel focused on living on Social Security, simple living after 60, downsizing, and finding stability on a fixed income. These videos share real experience — not hype — about what retirement actually looks like, including budgeting, living alone, reducing expenses, and learning to live within narrow margins. This channel is for retirees and soon-to-be retirees who want practical, realistic retirement guidance without pressure, sales tactics, or unrealistic promises. 🔹 📬 Join The Trying Times newsletter: https://retiredandtrying.com 🔹 Quietly support the channel: https://buymeacoffee.com/retiredandtr... Or, if you prefer, use the Join button to become a Coffee Club member here on YouTube. 🧾 Protect Your Paperwork After 60 (Free Checklist) https://retiredandtrying.com/protect-... 💵 Control Monthly Bills on a Fixed Income https://retiredandtrying.com/best-bud... #LivingOnSocialSecurity, #RealRetirementLife, #RetirementReality, #LifeAfter60, #RetirementJourney, #SimpleLiving, #RetiredAndTrying, #DownsizingInRetirement, #RetirementOnABudget, #LateLifeFinances