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Apply to become speaker at Josh Talks - https://forms.gle/Gy5uUPrYBMwzzLZT7 New Year, New Financial Goals! Want to achieve financial freedom in 2025? In this masterclass, Sanjay Kathuria shares the 4 key steps that helped him achieve financial independence at the age of 39. Learn how budgeting, creating an emergency fund, securing health & life insurance, and making goal-based investments can transform your financial future. This step-by-step guide will help you stay on track and achieve your financial independence in no time! 💡 Key Takeaways: Budgeting: Learn how to track income, expenses, assets, and liabilities. Emergency Fund: Build a safety net for those rainy days. Insurance: Protect yourself and your family with health and life insurance. Investments: Invest with purpose by setting clear financial goals. ✅ Follow these 4 steps and start your journey towards financial freedom today! 🔔 Subscribe for more valuable tips on personal finance and achieving financial independence. 📈 Interested in more in-depth financial strategies? Check out our related videos! #financialfreedom #financetips #personalfinance #budgeting #emergencyfund #investments #financialindependence #sanjaykathuria #newyeargoals #moneymanagement #lifeinsurance #healthinsurance #financialplanning #wealthbuilding #passiveincome #2025FinancialGoals #joshtalksstockmarket #joshtalks Financial Freedom की Masterclass! Money Management | Sanjay Kathuria | Josh Talks Stock Market _DISCLAIMER___ This video is made for educational purposes only, and are not meant for financial advice. Viewers are recommended to consult registered financial and investment advisors before making any investments. We disclaim all liability for any loss or damage as a result of any investment that you may consider. We do not promote any finance/investment related courses or products through this channel. About Josh Talks - “If you want to do something big in life, all you need is Josh” Josh Talks is a platform where we share beautiful stories of role models; of people who come into our lives in the form of an elder brother and sister- sometimes as stories that show us the bright side of the world, sometimes as faces that we love and look up to and sometimes as skills that bring the better of us. Social Media Handles - Fb- / joshtalkslive Insta- / joshtalkslive Twitter- https://x.com/joshtalkslive Website- https://www.joshtalks.com/