Retirement Course: How to Hit a Hole in One | With PGA Pro Chris Riley скачать в хорошем качестве

Retirement Course: How to Hit a Hole in One | With PGA Pro Chris Riley

🔵 Calculate your free Financial Blueprint: https://purefinancial.com/financialbl... 🔵 Schedule a free assessment with an experienced financial professional: http://bit.ly/PureAssessment 🔵 Ask Joe & Big Al On Air: https://bit.ly/AskJoeAndBigAl 🔵 Subscribe: http://bit.ly/YMYW-YT 🔵 Follow the YMYW podcast: https://lnk.to/ymyw Planning for retirement is a challenge, just like the game of golf. Only 3.2% of retirees have a million dollars in their retirement accounts, and only 1-2% of golfers annually make a hole-in-one. Luckily, you don't need a hole-in-one to win the financial game - but you do need a strategy. Joe Anderson, CFP® and Big Al Clopine, CPA  show you how to get off the tee, avoid the fairway hazards, and sink the putt to get you through the retirement course successfully. With actual golfing tips from PGA professional golfer Chris Riley! 00:00 - Introduction 01:56 - The Drive: Save! Average retirement savings by age 02:43 - 2025 retirement plan contribution and catch-up limits 04:48 - Investing in stocks, bonds, and real assets 05:42 - Asset allocation depends on your timeline 06:02 - How to hit the golf ball: tips with PGA professional golfer Chris Riley 06:47 - Calculate your free Financial Blueprint 07:55 - True/false: The two main types of hazards on a golf course are water and bunkers. On the retirement course, sometimes the biggest hazard is you! 09:19 - Hazards: longevity - outliving your money if you don't plan 10:01 - Increasing healthcare costs 10:53 - Inflation 11:47 - Tax on 401(k) withdrawals 14:11 - Market volatility - retiring in a down market 14:56 - How to get out of a bunker: tips with PGA professional golfer Chris Riley 15:33 - Calculate your free Financial Blueprint 17:04 - True/false: It takes the average golfer over 2 putts per hole. On the retirement course, you actually have a couple of shots to get Social Security right! 17:23 - Sink the Putt: The Social Security "Do-Over" 18:26 - Tax diversification asset location - pre-tax, brokerage, and Roth 19:29 - Retirement income to sustain you 20:36 - Supplement income with a side hustle 21:00 - Extend retirement income 21:47 - Viewer question: Do I have to pay taxes on my deceased husband's 401(k)? 22:28 - How to putt: tips with PGA professional golfer Chris Riley 22:53 - Calculate your free Financial Blueprint IMPORTANT DISCLOSURES: • Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, LLC, a Registered Investment Advisor. • Pure Financial Advisors LLC does not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations. • Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. • Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. • All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. As rules and regulations change, content may become outdated. • Intended for educational purposes only and are not intended as individualized advice or a guarantee that you will achieve a desired result. Before implementing any strategies discussed you should consult your tax and financial advisors. CFP® - The CERTIFIED FINANCIAL PLANNER® certification is by the CFP Board of Standards, Inc. To attain the right to use the CFP® mark, an individual must satisfactorily fulfill education, experience and ethics requirements as well as pass a comprehensive exam. 30 hours of continuing education is required every 2 years to maintain the certification. AIF® - Accredited Investment Fiduciary designation is administered by the Center for Fiduciary Studies fi360. To receive the AIF Designation, an individual must meet prerequisite criteria, complete a training program, and pass a comprehensive examination. Six hours of continuing education is required annually to maintain the designation. CPA – Certified Public Accountant is a license set by the American Institute of Certified Public Accountants and administered by the National Association of State Boards of Accountancy. Eligibility to sit for the Uniform CPA Exam is determined by individual State Boards of Accountancy. Typically, the requirement is a U.S. bachelor’s degree which includes a minimum number of qualifying credit hours in accounting and business administration with an additional one-year study. All CPA candidates must pass the Uniform CPA Examination to qualify for a CPA certificate and license (i.e., permit to practice) to practice public accounting. CPAs are required to take continuing education courses to renew their license, and most states require CPAs to complete an ethics course during every renewal period. #retirementplanning