SPPI-TV Ep. 27: Data-Driven Financial Inclusivity скачать в хорошем качестве

SPPI-TV Ep. 27: Data-Driven Financial Inclusivity

In this episode of SPPI-TV, host Patrick M. Brenner sits down with Jason D. Crook, Senior Solutions Consultant at Equifax, to explore how alternative data and next-generation credit scoring models are reshaping consumer access to financial services. Drawing on insights from Equifax’s OneScore and the Southwest Public Policy Institute’s landmark study Swipe Right, the conversation dives into how comparison shopping tools, lead generators, and advanced analytics are revolutionizing credit decisioning. Jason shares his expertise on blending traditional credit history with alternative data, from telecom and utility payments to non-traditional lending records, creating a more inclusive and predictive view of risk. Together, Patrick and Jason tackle key questions: How does OneScore expand access to credit for underserved consumers? What role do comparison shopping tools play in empowering consumer choice? Where is the line between innovation and regulation in the alternative finance space? Whether you’re a policymaker, lender, or consumer advocate, this episode offers a timely look at the future of financial inclusion, the risks of regulatory overreach, and the opportunities for data-driven innovation.