Beginner to Pro Investing Masterclass | Mutual Funds, ETFs & EMI Trap | Ft. Kirtan Shah | EP07 скачать в хорошем качестве

Beginner to Pro Investing Masterclass | Mutual Funds, ETFs & EMI Trap | Ft. Kirtan Shah | EP07

Disclaimer: This conversation is for educational purposes only. It is not financial advice. Please consult a registered financial advisor before making investment decisions. Beginner to Pro Investing Masterclass | Mutual Funds, ETFs & EMI Trap | Ft. Kirtan Shah | EP07 In this episode of the Sanjay Kathuria Podcast, we sit down with Kirtan Shah — financial educator, wealth management expert, and Founder & CEO of Credence Wealth & FPA Edutech. With over a decade of experience, Kirtan has helped thousands improve their financial literacy and make informed money decisions. A former Executive Director at a BSE-listed NBFC, Kirtan has extensive expertise in banking, markets, and treasury operations. He has been recognised with the BW 40 Under 40 Award and the Young Entrepreneur Award, and frequently appears on CNBC, Zee Business, and ET Now. This conversation covers beginner-to-advanced investment principles, financial planning across life stages, and the mindset needed for long-term wealth creation—while highlighting the importance of risk awareness and informed decision-making. What You’ll Learn: ✅ Practical steps for better money management ✅ How to plan investments at different life stages ✅ Passive income ideas and their risks ✅ Beginner’s guide to mutual funds & debt funds ✅ How to avoid falling into the EMI trap 📌 Timestamps 00:00 – Podcast Teaser 02:58 – Guest Introduction 03:28 – Learning from Past Investment Mistakes 09:00 – Financial Planning on a ₹30K Salary 17:28 – Beginner’s Guide to Investing 29:54 – Understanding Risk Assessment 33:37 – Key Steps Before Starting Investments 40:25 – Planning for Your 40s 42:47 – Strategies to Close Home Loans Faster 48:48 – Planning for Your 60s 53:45 – Advice for GenZ 57:51 – Importance of Budgeting 59:40 – Right Age to Buy a House 01:03:07 – Cautionary Notes on Real Estate Schemes 01:07:43 – Home-Buying Tips 01:09:10 – Understanding Bonds as an Option 01:16:17 – Safer Alternatives to FDs 01:18:17 – Debt Mutual Funds Explained 01:21:16 – Tax-Saving Mutual Funds Explained 01:24:52 – Passive Income Ideas & Considerations 01:30:45 – Reality of PMS & AIF 01:43:17 – Overview of Mutual Funds 01:56:45 – Should You Invest in Global Funds? 02:09:50 – Understanding ETFs Hashtags: #KirtanShah #FinancialEducation #InvestingInIndia #WealthBuilding #PersonalFinance #SKPodcast Tags: kirtan shah podcast, mutual funds explained, personal finance india, stock market basics, wealth building tips, financial literacy india, how to plan finances, investing in 20s india, emi trap explained, financial planning india, long term wealth india, safe investing strategies, debt mutual funds, passive income ideas india 📲 Guest Socials Instagram:   / kirtanshahcfp   LinkedIn:   / kirtanshahcfp   Twitter: https://x.com/kirtanshahcfp 📲 Sanjay Kathuria Podcast Handles Instagram:   / sanjaykathuriapodcast   YouTube (Main):    / @sanjaykathuriapodcast   YouTube (Clips):    / @sanjaykathuriapodcastclips   🙋‍♂ Connect with Sanjay Kathuria Instagram:   / financebysanjay   LinkedIn:   / sanjaykathuria   YouTube:    / @sanjay_kathuria   📚 About the Podcast The Sanjay Kathuria Podcast brings you India’s most impactful founder stories, financial insights, and business lessons—helping you make smarter money and career decisions. 📌 Subscribe to never miss an episode:    / @sanjaykathuriapodcast   Disclaimer: This video is for educational purposes only and is not financial or investment advice. I am not a SEBI-registered advisor. Investments in stocks, mutual funds, real estate, digital assets, and other instruments involve risk, including possible loss of capital. Past performance is not a guarantee of future results. Please do your own research and consult a SEBI-registered financial advisor before making investment decisions. Some links may be affiliate links; I may earn a commission at no extra cost to you. All sponsorships or promotions will be clearly disclosed. Viewers are responsible for their own tax and regulatory compliance.