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"What Happens If You Never Pay a Collection Agency? I Tested It…" What really happens when you ignore a collection agency? In this full one-hour breakdown, I share my real-life experience of refusing to pay a collections debt — and the surprising results. We’ll cover everything you need to know: how collections work, how it impacts your credit, the risks of being sued, statute of limitations by state, and whether ignoring them was actually the right move. If you’ve ever felt overwhelmed by debt collectors, this video will empower you with knowledge, strategies, and confidence. Timestamps: 00:00 – Intro: Why I Ignored Debt Collectors 05:00 – What Collections Agencies Actually Do 15:00 – My Step-by-Step Experience 25:00 – Credit Score Damage Explained 30:00 – When You Can Get Sued 40:00 – Long-Term Results 50:00 – Should You Ignore Them Too? 55:00 – Closing Advice Disclaimer: This is not legal or financial advice. Always do your own research and consult a professional if needed. Subscribe for more real-world finance experiments and debt-free strategies! Hashtags: #DebtCollection #DebtFreedom #CreditScore #DebtAdvice #PersonalFinance #FinancialFreedom #IgnoreDebtCollectors #DebtCollectionRights #StatuteOfLimitations #CreditRepair #DebtStrategies #MoneyMatters #FinanceTips #LifeAfterDebt