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Guest: Sue Lantz, Founder & Managing Director, Collaborative Aging | Author, Options Open Most families don't start thinking about home care until a crisis forces their hand — a fall, a hospital stay, a sudden shift in a loved one's health. In Episode 12 of Caring Conversations, Melissa sits down with Sue Lantz, founder of Collaborative Aging and author of Options Open: The Guide to Mapping Your Best Aging Journey, to talk about why that's exactly the wrong approach — and what to do instead. Sue has spent six years developing a proactive, education-based framework to help people in their 50s and 60s start thinking about what aging well actually looks like before they're in a position where their choices are already made for them. The conversation is candid, practical, and full of perspective shifts that apply whether you're planning for yourself or helping a parent navigate this season of life. In this episode, Melissa and Sue cover: Why crisis is the worst time to start planning — and what "early" actually means The "planning a trip" analogy that reframes how we think about aging Sue's five-part Collaborative Aging framework: health, housing, social circle, caregivers, and money — and how each one affects the others Why purposeful living matters more than most people realize, especially after retirement The loneliness epidemic and how to build community resilience before loss hits The most common planning gaps Sue sees in her workshops — housing options and caregiving readiness Why 20-22% of people who were connected to the right care service refused it — and what that tells us about fear and control How to have honest, compassionate conversations with a loved one who is resistant to accepting help Canada's $6-to-$1 spending imbalance between institutional and community-based care — and why it matters What to look for when choosing a home care provider, and why accreditation and fee transparency are non-negotiable Whether you're decades away from needing support or right in the middle of a caregiving situation, this episode offers a framework and a mindset that can change how you approach the journey ahead. Resources mentioned in this episode: Sue Lantz's guidebook Options Open — available at collaborativeaging.com Follow Sue on Instagram: @optionsopenguide Connect with Sue on LinkedIn