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Can you have thousands in savings and still feel broke? This Fix My Finances UK episode reveals the hidden danger of saving too much money and not knowing how to use it. Meet Tunde – a 31-year-old UK-based software developer with tens of thousands saved, no financial obligations, and a stable income… But despite the high savings? 👉 He’s scared to spend. 👉 He refuses to invest. 👉 He still feels financially unsafe. This is what we call financial hoarding — when your money mindset is ruled by fear, not strategy. 📊 In this episode, I’ll break down: ✅ Tunde’s exact income, expenses & savings (down to the penny) ✅ Why even with high income and no debt, he still feels broke ✅ The difference between saving and hoarding ✅ How money trauma and scarcity mindset can keep you stuck ✅ Money mindset shifts and limiting beliefs ✅ Practical steps to create guilt-free spending habits, invest with confidence, and feel truly secure ______________ JOIN THE WAITLIST FOR MY PRIVATE COMMUNITY 🔥 https://airtable.com/app8zKfRDQShSAZg... ______________ RESOURCES MENTIONED 👉🏽 BOOK A 1:1 CALL WITH ME (June Slots) https://calendar.app.google/8H1KBAxUT... 📥 Submit your money situation anonymously for a chance to be featured: 👉 https://forms.gle/S6qdU63T89UyTMUt7 📊 Grab the Income & Expense Tracker Sheet → https://famous-moon-161.myflodesk.com... 📈 Need help building savings? 👉 Try the Optimise Your Savings Masterclass →https://stan.store/thechiderapeters/p... 📚 Want a credit card explainer video next? Let me know in the comments! ________________ 🎥 WATCH NEXT Never Go Broke Again! The Best Side Hustle for UK Migrants • Never Go Broke Again! The Best Side Hustle... 9 Things I Stopped Buying To Save Money In 2025 • 9 Things I Stopped Buying To Save Money In... ________________ ⚠️ Disclaimer: This video is not financial advice. I’m sharing my personal investment journey for educational purposes only. Always do your own research and consider speaking to a financial professional before making investment decisions. ________________ FOR COLLABORATIONS/SPONSORSHIPS Please get in touch with me hi@thechiderapeters.com ____________________________ KEEP IN TOUCH Tiktok: / thechiderapeters Instagram: / thechiderapeters Twitter: / chiderapeters_ ______________________________ MY GADGETS 📹 Camera https://amzn.to/4anHFop 🎤 Microphone https://amzn.to/3Jtw4Zv 📸 The Lens https://amzn.to/4aL0guE 💡The lights I use https://amzn.to/484rRqo 💻 The screen extension I use https://amzn.to/3EHDWqW ________________ TIME STAMPS 00:00 – Intro : what intrigued me about Tunde 0:43 – Meet Tunde: The Over-Saver 1:42 – Income Breakdown 2:05 – Monthly Expenses 3:40 – Savings Breakdown 4:47 – No Debt — So What’s the Problem? 5:19 – Money Mindset Red Flags 🚩 7:34 –Where Tunde's financial trauma really comes from 8:35 – How to Fix This (Mindset Work) 10:53 – Practical fixes for his finances 15:36 - Join my accountability group 17:00 – Final Thoughts + Your Turn Thanks for watching! #FixMyFinances #MoneyMindsetUK #ChideraPeters #UKFinance #SavingsTips #FinancialFreedom #InvestingForBeginners #BudgetingUK #MoneyHabits #ScarcityMindset #personalfinanceuk #UKMoneyTips, #LondonLiving, #BudgetingTips, #SaveMoneyUK,