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In this video, I break down why housing demand has absolutely collapsed going into 2026, even as mortgage rates hit new lows and how a massive generational wealth gap between Boomers and younger buyers is quietly ripping the market apart. We’ll walk through real-time data on: Homebuyer demand index crashing to 5 out of 100 Mortgage applications plunging — worse than the Great Financial Crisis in some metrics Record-low contract signings and stacked inventory as sellers refuse to adjust Why it’s $2,700 to buy vs $2,000 to rent the same place in many markets Double-digit rent declines in Sun Belt markets (Phoenix, Austin, San Antonio, Jacksonville and more) Negative equity already showing up in Florida, Texas, and coastal markets The “silver tsunami”: older, wealthier owners sitting on most of the housing wealth Young buyers opting out, doubling up, renting, or staying with parents instead of overpaying 30–50% Read my Substack for what I can’t say here: jonbrooks.substack.com **Disclaimer**: This video reflects my personal opinions based on my experience and research. It should not be taken as financial, legal, or real estate advice. Always do your own due diligence and consult qualified professionals before making decisions.