Understanding Credit Delivery 04: Sole Banking, Multiple Banking, Consortium ,Syndication (CCP Ch 4) скачать в хорошем качестве

Understanding Credit Delivery 04: Sole Banking, Multiple Banking, Consortium ,Syndication (CCP Ch 4)

Understanding Credit Delivery: Sole Banking, Multiple Banking, Consortium & Syndication (CCP Ch 4) This video provides an in-depth look at Chapter 4: Credit Delivery, exploring how banks ensure the timely and adequate flow of credit to various sectors of the economy. We break down the complex mechanisms banks use to manage large-scale loans and maintain regulatory discipline. What you will learn: Types of Credit Facilities: An overview of common bank offerings, including Cash Credits, Overdrafts, Term Loans, and Letters of Credit. Modes of Delivery: * Sole Banking: Where a single bank meets the entire credit needs of a borrower. Multiple Banking: An arrangement where a borrower independently avails finance from several banks without a contractual relationship between the lenders. Consortium Lending: A collective approach where a group of banks shares the risk and appraisal process for large credits, led by a designated "Lead Bank". Syndication: A more flexible, market-driven alternative to consortiums, often used for international projects and corporate acquisitions. Operational Guidelines: Details on the "Ground Rules" for consortiums, including member limits, minimum shares, and strict timeframes for application disposal. Syndication Specifics: Understanding "Tombstones," "Club Deals," and the difference between "Best Effort" and "Underwritten" deals. Credit Thrust Areas: A look at current priority sector targets, including the 40% Adjusted Net Bank Credit (ANBC) requirement and focus areas like export credit and housing. Key Regulatory Insights: Learn about the roles of the Lakshminarayan, Mahadevan, and J.V. Shetty Committees in shaping the modern Indian credit landscape. We also discuss how the Central Vigilance Commission (CVC) views information sharing to prevent banking frauds. #bankingeducation #CreditDelivery #FinanceTips #LoanSyndication #ConsortiumLending #BankingLaw #RBI #FinancialLiteracy #corporatefinance https://t.me/insightfuldhull    / @insightfuldhullsi=fa7drakhlv_bdxwh   Facebook page :  / insightfuldhull   X - x.com/InsightfulDhull LinkedIn - linkedin.com/in/insightful-dhull-1526a8360