Finance 101: Your Lifelong Transformation Starts Today скачать в хорошем качестве

Finance 101: Your Lifelong Transformation Starts Today

Starting today, this class gives you a clear, practical roadmap to take control of your money. You’ll learn the four pillars (Budgeting, Saving, Spending, Investing) and exactly how to apply them this week. What you’ll learn: • How to track every dollar for 90 days so you finally see where your money goes. • The simple emergency-fund ladder: $1,000 → 3–6 months of expenses. • A clean debt strategy: pause new debt, pay high-interest first, and know good vs. bad debt. • Smart investing basics: understand risk, grab your 401(k) match, diversify, and automate. • Credit that works for you: why your score matters and the habits that raise it. Chapters: 00:00 Intro & Mindset Shift 01:15 The 4 Pillars of Personal Finance 04:10 How to Track Spending (the 90-Day Method) 08:30 Emergency Fund: $1,000 → 3–6 Months 13:45 Kill Debt (High-Interest First) 18:40 Investing 101: Match, Diversify, Automate 24:30 Credit Score & Daily Habits 28:40 Your 7-Day Action Plan Who this is for: • Beginners who want a straightforward plan that actually fits real life • Anyone tired of money stress and ready for a reset • New investors who want to avoid common mistakes Free resources/next steps: • Take the “90-Day Spending Snapshot” this week • Build your $1,000 crisis fund, then stack to 3–6 months • Turn on auto-pay + auto-invest to lock in momentum Call to action: If you want help tailoring this to your situation, book a free 15-minute Money Checkup (link in description). Let’s build your plan. Disclaimer: This video is for education only, not financial advice. Do your own research or talk with a licensed professional.