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I am on a mini campaign to make sure every NHS employee, and everyone else who qualifies for the NHS Pension, has thought through all the details of the current scheme. If you can answer all the questions in this quiz, then you probably have thought about all the central issues you need to have dealt with to compare the NHS Pension with an alternative like investing in a SIPP. If some of these questions stump you, or if you aren't sure why they're even relevant to understanding the NHS Pension, then you need to delve deeper into those areas. The 10 questions are: 1. What do you give up to get the employer contribution? 2. How much longer do you plan to work for the NHS? 3. What is your plan if you die in your early 70s? 4. How much of your 25% tax-free lump sum do you plan to take when you retire? 5. What do you think the state pension age will be when you get there? 6. How long do you think the triple lock will stay in place? 7. What is the reasonable range of return you could expect from a private pension? 8. What is your plan if you die or become unable to work before you retire? 9. If you save for retirement in a private pension, what would you do at the point of retirement? 10. What is the price you pay for the comfort and stability you get from the NHS Pension Scheme? DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. I do not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.