Podcast - Dave Ramsey's $6 Million Lie? The 12% Myth Exposed скачать в хорошем качестве

Podcast - Dave Ramsey's $6 Million Lie? The 12% Myth Exposed

Dave Ramsey claims you can turn a monthly car payment into over six million dollars for retirement1. He insists that earning a twelve percent annual return is easy if you just pick the right funds1. But financial experts are screaming that this math is a dangerous fantasy2. If you build your future on his numbers, you might run out of money when you need it most3. We dug into the real stock market data to see the ugly truth behind the hype4. The difference between his twelve percent claim and reality could cost you millions5. We also throw his famous Debt Snowball into the ring against the ruthless Debt Avalanche6. The Avalanche method mathematically saves you the most money every single time7. But Ramsey argues that the Snowball fixes your behavior instead of just your calculator8. Critics say his fear of credit cards is completely outdated and costs you free rewards9. You might be throwing away better fraud protection just to follow his strict rules10. His advice is like rehab for debt addicts, but it might be terrible for building real wealth11. The battle between cold hard math and human psychology is fiercer than you think12. You need to know if you are losing a fortune by following the wrong guru11. There is one massive flaw in his investment strategy that could destroy your entire financial plan.