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Most people are taught one rule about money: avoid debt at all costs. The wealthy follow a very different rule. This video breaks down the dual nature of financial leverage, explaining why some debt quietly destroys lives while other debt builds fortunes. You’ll learn the critical difference between bad debt—used for instant gratification—and good debt, which acquires appreciating, cash-flowing assets like real estate, businesses, and education. We explore how wealthy individuals use Other People’s Money (OPM) not recklessly, but strategically—focusing on cash flow, scalability, and long-term value rather than fear-driven repayment. More importantly, this video offers a framework of essential questions you must ask before taking on any debt, transforming borrowing from a trap into a tool. Debt isn’t the enemy. Ignorance is. Used wisely, leverage becomes one of the most powerful engines of wealth creation in modern finance. #gooddebt #baddebt #financialleverage #wealthbuilding #opm #moneymindset #personalfinance #cashflow #investing #financialfreedom