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Join this channel to get access to perks: / @ricoeggenberger Black Friday 2025 wasn't the celebration of booming consumer confidence—it was a corporate illusion fueled by debt. While headlines celebrated record-breaking $11.8 billion in sales, the truth is more troubling: millions of Americans turned to “Buy Now, Pay Later” (BNPL) apps like Klarna and Afterpay to afford fast food, groceries, and holiday gifts. This video breaks down the financial data the media won’t tell you, from soaring credit card delinquencies to 36% APR traps hiding behind “interest-free” offers. We dive deep into the real cost of those Black Friday “deals,” the psychological traps of easy financing, and the brutal aftermath many will face come January. You'll hear how corporations win twice—once with your purchase, and again with the interest off your future paychecks—while many Americans face tight budgets, maxed-out cards, and financial anxiety. You'll also get expert tips on how to avoid falling for fake discounts, build emergency savings, pay down high-interest debt, and take back control of your money before it’s too late. This isn’t just another rant—it’s a wake-up call for anyone living paycheck to paycheck, trying to escape the cycle of debt, and striving for true financial freedom. 🔍 Key Points Covered: BNPL usage up 42% YoY Record credit card debt ($1.2 trillion) Delinquency rates highest since 2012 Fake Black Friday pricing exposed How to protect your finances from modern debt traps Emergency fund strategy & budgeting tips 🚀 Why Watch? If you're tired of being tricked by big retail and want real strategies to build wealth, manage your money, and break free from the system built to keep you broke—this video is your starting point. 💬 Join the Conversation: How did you shop this Black Friday? Was it worth it? Share your experience in the comments. 👉 Subscribe for more insightful discussions on job market trends, financial management tips, and ethical job searching strategies 🔖 #BlackFridayDebt #BuyNowPayLater #FinancialFreedom #MoneyTips #CreditCardTrap #EmergencyFund #RecessionPrep #DebtFreeJourney #MillennialMoney #CyberMonday2025