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Retiring at fifty-five is a dream for many and a reality for few. Stepping away from full-time work early is a financial decision as much as it’s a spiritual one. Scripture reminds us that “for everything there is a season” (Ecclesiastes 3:1), and the transition into retirement marks a new season that requires both wise planning and deep trust in God. In this video, we explore the practical realities of Social Security for early retirees and connect them with timeless biblical principles of stewardship, patience, and purpose. If you’re considering retiring before traditional retirement age (or simply want to make wiser long-term financial decisions) this message will help you think beyond numbers and into calling. We’ll talk about the gap years before benefits begin, the importance of your 35 highest earning years, how claiming age affects your monthly income, and the hidden opportunity cost of leaving the workforce early. Along the way, we look at what Scripture teaches about diligence, contentment, provision, and using every season of life for meaningful purpose. Early retirement can be a blessing, but only when approached with wisdom, preparation, and the right heart posture.