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This is a complete beginner-friendly guide on how to invest. Where I break down from why investing beats just saving, to what beginners should actually invest in (spoiler: index funds & ETFs), and a step-by-step walkthrough of buying your first ETF. Watch this video to learn how to grow your money and actually start building real wealth without all the confusing jargon. ▼ ▽ MOOMOO 💸 Sign up to Moomoo and get 12 free stocks valued at up to $3,300 and 6.8% interest - https://bit.ly/49u0XHY ▼ ▽ SIGN-UP TO MY FREE WISERCREDIT NEWSLETTER 📰 https://raymondla.substack.com/ ▼ ▽ FINANCE APPS I USE 📈 Sharesight - Best Portfolio Tracker - https://bit.ly/3SlWSAx 📱 WeMoney - $5 when connecting an account - https://bit.ly/4656Tpp (Code: RAYMOND) ▼ ▽ CRYPTO EXCHANGES 🚀 Independent Reserve - $30AUD BTC when you sign-up & make first trade - https://bit.ly/4fpjx8t 🚀 Bitcoin.com.au - $30AUD BTC when you sign-up & make first trade - https://bit.ly/4lysWw1 🚀 Coinspot - $10AUD BTC - https://bit.ly/4cBPLM6 ▼ ▽ BANK ACCOUNTS I USE 💰 ING Savings Maximiser - Earn $100 after 5 transactions. Code (Jbn574) - https://bit.ly/3OKvgSN 💰 UBanK - Earn $30 after making 5 transactions. Dode (Y1CT9P2) - https://bit.ly/4jgH9xt ▼ ▽ TIMESTAMPS 0:00 Intro 0:46 Part 1 - Why you should invest and not save 4:39 Brokerage Recommendation 5:34 Part 2 - What should you invest in as a beginner 10:45 Part 3 - When and how much to invest? 14:04 Part 4 - How to invest in your first ETF 17:47 Part 5 - Investing strategies for beginners 22:30 Part 6 - Investing & taxes ▼ ▽ CONTACT 📩 Business inquires → [email protected] Some links above may be affiliate or referral links. Using these links costs nothing extra, but they support the channel! ▼ ▽ DISCLAIMER 🚨 I am not a financial advisor and do not hold a financial license. I’m just a regular person sharing my experience and what I’ve learned on my own journey. This video is for educational purposes only and is not intended as financial advice. Always do your own research when making financial decisions, and if you require personal advice, seek out a professional.