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Is 2026 the Right Time to Buy?

Everyone's asking the same question, should I buy now or wait? In this episode, Nico and Anna share what they saw in 2025 (hint: a frozen market), why the latest housing policy headlines won't move the needle, and their honest take on whether 2026 is the right time to make a move. Whether you're a first-time buyer or an investor hunting for deals, this one's for you. 00:00 Introduction 00:39 Welcome to the Podcast 01:21 Reflecting on the Past Year 02:13 Market Trends and Shifts 05:37 Investor Insights and Strategies 10:21 Projections and Predictions for 2026 10:53 Affordability Challenges and Interest Rates 17:16 The Lock-In Effect 18:55 50-Year Mortgage Proposal 22:20 Interest Rates and Long-Term Mortgages 23:17 Banning Large Investors from Single Family Homes 27:04 Portable Mortgages: Pros and Cons 33:22 Fannie Mae and Freddie Mac's New Directive 39:08 Advice for Home Buyers and Investors in 2026 43:53 Conclusion