Does the Fed Control Mortgage Rates? Here’s the Truth скачать в хорошем качестве

Does the Fed Control Mortgage Rates? Here’s the Truth

Many homebuyers believe the Fed controls mortgage rates — but that’s not how it actually works. In this video, we explain why the Federal Reserve does NOT directly control your mortgage rate and what really influences the rate you pay when buying a home. In this video, you’ll learn: Why Fed interest rate decisions don’t directly set mortgage rates The difference between the Fed Funds Rate and mortgage interest rates How bond markets and investor demand impact mortgage pricing Why mortgage rates can stay high even when the Fed cuts rates What homebuyers should actually focus on when tracking mortgage rates If you’re planning to buy a home, refinance, or just want to understand how mortgage rates really work, this video will clear up the confusion and help you make smarter real estate decisions. 📌 Whether you’re a first-time buyer or an experienced investor, understanding mortgage rates can save you thousands of dollars over time. 00:00 Why Mortgage Rates Feel Confusing 00:49 The Biggest Misconception About the Fed 01:03 Why Mortgage Rates Are Different 01:38 How the Bond Market Really Works 01:58 Bonds vs Mortgage Rates Explained Simply 02:30 Inflation and Interest Rates 03:00 Jobs, the Economy, and Rate Movement 03:30 Fear, Uncertainty, and Market Reactions 03:55 Where the Federal Reserve Actually Fits In 04:32 The Real Takeaway for Buyers & Homeowners ___________________________________________________________________________ 📌 Let’s Work Together 🏡 Real Estate Services (South Florida & beyond): http://bit.ly/3Hugori 💰 Mortgage Application: http://bit.ly/4oxGudI 📩 Free Consultation: https://bit.ly/4ldZBI9 📚 Free Resources & Insights 📈 Free Home Valuation: http://bit.ly/45MIc3u 📝 Blog: https://bit.ly/45vjFOW 🌐 Website: YourmoveFL.com 📲 Let’s Connect Instagram: http://bit.ly/40X9Jg0 LinkedIn:   / franciscocabrerarealtor   TikTok: https://www.tiktok.com/@franciscos.ke... Facebook:   / franciscocabrerarealtor   ✨ Subscribe & Join the Journey 🔔 Subscribe for weekly real estate, mortgage, and motivational videos #mortgagerates #federalreserve #realestateeducation #homebuying #interestrates