Скачать с ютуб I will END the Debate on Instarem Amaze vs TRUST Card в хорошем качестве

I will END the Debate on Instarem Amaze vs TRUST Card

Sponsor: 🐂 Webull Singapore https://hmsg.link/sgwebull 💴 Instarem Amaze Code: HONEYMONEY https://hmsg.link/amaze 🙏 Trust Bank Code: HUQPC614 https://www.trustbank.sg 🛒 NTUC Union https://hmsg.link/ntucunion 👉 Citi Cashback https://hmsg.link/citicashback 👉 Citi Rewards https://hmsg.link/citirewards 📙 Advanced Credit Card Mastery Course: https://hmsg.link/accm ☕️ Buy from my Ko-fi shop: https://hmsg.link/shop 🔭 Telegram Group: https://t.me/HoneyMoneySG 📷 Instagram @HoneyMoneySG   / honeymoneysg   🎵 TikTok   / honeymoneysg   📧 Email (Business only): [email protected] INVESTING 🐮 moomoo SG (Free Stock) https://hmsg.link/sgmoomoo 🐯 Tiger Brokers SG Code HONEYMONEY (Free stock): https://hmsg.link/sgtiger 🐬 uSMART Securities Code nn8gx7 (Free Stock) https://hmsg.link/sgusmart 📝 POEMS Cash Plus: https://hmsg.link/poems 📈 Interactive Brokers: https://hmsg.link/ibkr 📗 Seeking Alpha Premium offer price https://hmsg.link/seekingalpha CREDIT CARDS & PAYMENT APPS 💳 Credit Cards Affiliate Links (Singsaver gifts) https://t.me/sgpromocode 🔎 Google Pay $3 https://hmsg.link/googlepay 🚌 Revolut SG https://hmsg.link/revolut ☯️ YouTrip ($5 Bonus) https://hmsg.link/youtrip 🅱️ BigPay $10 referral code KJN6MN5GS0 at http://bigpay.link/referrals 🚩 Wise https://hmsg.link/wise ✈️ SIA Kris+ App Code: C647172 https://hmsg.link/krisplus 🧾 DBS Paylah! $5 with code CHRHAF684 😻 Favepay https://hmsg.link/fave 💰 iPayMy https://hmsg.link/ipaymy 💳 CardUp Use WAIKITC316 to get S$30 off the CardUp fee for first payment https://app.cardup.co/users/sign_up LIFESTYLE 🔊 Apple (HK) HomePod Gen 2 https://hmsg.link/homepod2 🔊 Apple (HK) HomePod mini https://hmsg.link/homepodmini 🛍 Lazada https://hmsg.link/lazada 🛍 Qoo10 https://hmsg.link/Qoo10 🛍 Shopback $5 https://hmsg.link/shopback 🛍 Aliexpress https://hmsg.link/aliexp ⭐️ CapitaStar App $5 https://hmsg.link/capitastar 🏬 Lendlease Plus $5 referral code NsHQKY https://hmsg.link/lendlease ROBO-ADVISORS ☣️ Syfe Trade & Wealth code: HONEYMONEY @ https://hmsg.link/syfe 🦉 MoneyOwl Code: 8JPW-62FZ https://hmsg.link/moneyowl 🤖 Endowus https://hmsg.link/endowus BUSINESS 💼 Free Incorporation Service (+16% OFF Osome services) Code Honeymoney100 https://hmsg.link/osome 🦅 AMEX Highflyer Card https://hmsg.link/highflyer TRAVEL ✈️ Klook https://hmsg.link/klook ✈️ AirAsia https://hmsg.link/airasia ✈️ Airasia App https://hmsg.link/airasiaapp ✈️ MSIG Travel Insurance https://hmsg.link/msigtravel ✈️ Allianz Travel Insurance https://hmsg.link/allianztravel ✈️ Starr Travel Insurance https://hmsg.link/starrtravel ✈️ TIQ by ETIQA R56612 https://hmsg.link/tiqtravel PROFESSIONAL SERVICES: 🤝 DareToFinance Fin Planning https://hmsg.link/daretofinance 🏠 Book a call with Ohmyhome https://hmsg.link/ohmyhome Disclaimer: The information provided in any affiliate referral or recommendation should not be considered as financial advice. The content is for general information purposes only and does not take into account your personal financial situation, goals or objectives. You should always do your own research and seek professional advice before making any financial decisions. We may receive compensation for affiliate referrals, but this does not influence our recommendations or reviews. _________________________________________________ Now, I’m sure most of you are familiar with the Instarem Amaze card already, so I’ll just do a quick rundown Earn up to 6 mpd or 8% Cashback when you pair with the right Mastercard I’m pairing with Citi Rewards MC for 4 mpd, with 1.25 CPM valuation, that’s 5% Cashback Earn 1% Instapoints up to 500 Instapoints for $500 spend per transaction Cost = 2.5% FX Spread. Banks are charging 3.5% Net benefit = 5+1-2.5 = 3.5% Net Cashback More net benefit if using UOB Lady’s 6 mpd or Maybank FnF 8% Overseas ATM Cash withdrawal fee of 2%, not optimal TRUST Card 0.2% FX Spread, no top-up required No top-up benefits from any credit card For Union members TRUST Credit Card: Min spend $350 on non-FPG transactions to get up to 21% savings on FPG spend Net benefit = -0.2% FX Spread, excluding any potential cashback from FPG spend No fees for Overseas ATM Cash withdrawal on TRUST Debit, however there might be a charge from the external bank that operates the ATM e.g. Thailand 3rd Dimension debate Net Cashback of 3.5% from Amaze vs -0.2% from TRUST due to FX spread, which one is better? 4th Dimension debate If you want to argue on Cash withdrawal, I still have Revolut to use and withdraw up to S$350 equivalent of foreign currency for free every month, excluding atm fees The last thing I want to do on a holiday is to look for an atm in an unfamiliar place. Reasons: safety, reliable, damaged, tampered, unknown bank charges A little less favourable rates is not a life changing amount, spend as much on amaze card as possible, promote cashless. #Sponsoredby #Webull