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There are a lot of myths about non-banks — and most of them are untrue. Here are some of the most common misconceptions: Non-bank loans have high interest rates. Not necessarily. Most non-bank lenders individually assess every home loan application to ensure they provide loan and interest rate options that suit your circumstances. Our best available rates are competitive with mainstream banks, and in many cases our current rates are lower. Non-bank loans are only for people who can’t manage money. Certainly not. Non-bank’s customers come from all walks of life. Some get knocked back by the major banks simply because they don’t tick the usual boxes — but that doesn’t mean they’re a credit risk. Non-bank loans are only a short-term solution. No — in fact, many of our customers are repeat clients to non-bank lenders and have been with them for years. Non-bank lenders are less financially secure. Not true. Non-banks must comply with many of the same rules and regulations as banks. Non-bank lenders must follow strict and responsible lending practices. Let us know how we could help. Speak with us today. Submit a scenario now: twelvegrainscapital.com/scenario OR call us: 1800 807 620 Music: Gravity Bass ( by FUGUE ) Musician: Nordgroove URL: https://icons8.com/music/ #12grains #capital #BuildBetterBusiness #australianbusiness #smallbusiness #australianproperty #mortgage #business #businessloan #propertydevelopment #goals #propertyfinance #homeloan #propertyinvestment #realestate #broker #commercialrealestate #commercialloan #hustle #privatelender