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Valentine’s Day weekend in Hawaii and the housing market is showing signs of movement. This week we cover: • VA mortgage rates dropped below 5.8% • Massive surprise in the BLS jobs report • Oahu inventory jumps above 1,000 new listings • Condo market officially in buyer territory (6 months supply) • Why waiting for 5% rates could cost you more The January jobs report shocked expectations but when you dig deeper, revisions tell a different story. Rates spiked midweek… then reversed. Inflation data could decide the next move. On Oahu: • Single-family median price: $1.122M • Condo median price: $529K • Pending sales surged — February closings should rebound • 60% of homes selling between $800K–$1.4M Across the mainland, existing home sales dropped sharply — largely weather-driven but affordability is now at its strongest point in five years. If you're planning to buy this year, now is the time to work on your financial fitness: ✔ Check your credit ✔ Organize debt ✔ Build reserves ✔ Create a real budget ✔ Talk to a loan officer Time is money. Waiting for perfect rates rarely works. 📩 Want a strategy session? Reach out. 📲 Download the credit tool mentioned in this video. 🎥 Watch my “Cost of Waiting” breakdown next. #hawaiirealestate #OahuHousing #vamortgage #mortgagerates #housingmarketupdate