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This has officially become a reaction channel. In this video, I react to Tim Dillon breaking down why student loan debt will absolutely ruin your life — and honestly, he might be right. From wage garnishment to Sallie Mae as the real gangster of the 2020s, this video spirals into dark comedy, economic anxiety, and the absurd reality of going tens (or hundreds) of thousands of dollars into debt just to be told you’re “not qualified” for entry-level jobs. We talk about: Student loan defaults & wage garnishment College as lifelong financial punishment The job market being completely broken OnlyFans vs the military as economic “options” Why higher education feels more like HR training than growth How desperation shapes society, birth rates, and culture This is a reaction within a reaction — meta, dark, uncomfortable, and painfully honest. If you went to college, are thinking about college, or are drowning in student loans… this one’s for you. Like, subscribe, and welcome to the economy. 0:00 – Welcome to the reaction channel (no more original ideas) 0:17 – Why Tim Dillon + student loans = darkness 0:48 – Wage garnishment for defaulted loans begins 1:25 – Sallie Mae as the real gangster 2:18 – Paying for college for the rest of your life 3:32 – College as lifelong punishment 4:02 – There is no escape from student loans 4:40 – How much they can take from your paycheck 5:00 – Millions about to default 5:40 – “Join the military and fight Iran” (dark satire begins) 6:57 – College decisions & irreversible consequences 8:01 – Ohio State, homecoming, and dying in debt 9:55 – Tim Dillon “solving” the economy 10:25 – Job advice vs reality 11:08 – OnlyFans or war: the new career binary 13:33 – Military = male equivalent of sex work 14:26 – College & hiring as a joke 15:04 – Birth rates, survival mode, and economic despair 15:48 – When college loses its magic 16:23 – Why this affects everyone, not just students 16:59 – Tim Dillon as a modern prophet 17:31 – Final thoughts & sign-off Instagram: / calebntende twitter:https://x.com/calebntende snapchat: / crazycaleb101 Jou Beats: https://joeybeats.bandcamp.com if you're still reading this, get some exercise