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Acorns Investing App Review and Beginners Guide 2021

This video is about reviewing the Acorns Investing App while also providing a guide on the fintech app. I go over all the features Acorns Investing offers. Watch till the end because you might be able to win a GIVEAWAY! Enjoy! _____________________________________________________________________________ SUBSCRIBE FOR MORE :) WeBull Sign up Link: Deposit $100 onto the platform and GET FREE STOCKS https://act.webull.com/pm/9m3woTc12BN... Robinhood Sign up Link: GET FREE STOCKS https://join.robinhood.com/matthek3686 Acorns Investing Sign up Link: https://share.acorns.com/bryantkeeney21 _____________________________________________________________________________ Video Outline: I am interested and HAVE to try all the financial apps out there, Acorns Investing being one of them. I will be going through the apps features and corks to then come up with a final verdict. What is Acorns? It is a financial app that allows you to invest money Most notable is their round up feature Round up multiplier Up to 10x Recurring investments, daily, weekly or monthly Help automate investing to do it consistently It also shows you a visual on what the investments will amount to depending on how much you invest and how often. They say your investments are diversified among 7000 stocks and bonds that will automatically reweighs itself as the market moves They essentially invest in market funds, very similar to the ones I have mentioned on the channel previously Acorns has AI financial advisor which has become very common recently Through a short page of questions you will tell them how you would like your money to be invested These are questions like What is your risk tolerance? What are you looking to accomplish? Rewards: Shop 12,000+ brands that invest in you, search MILLIONS of jobs in our Job Finder, and earn exciting bonus investments when you shop at your favorite stores. When you earn more, you can save and invest more for your future. Very simple Great for the majority of people Fees: $1, $3, $5 College students Is it worth it? Lite Version: Well lets say you have 50 transactions a month $1 = 2% loss $1000 invested $12 fees = 1.2% loss To match the same fees with vanguard you would have to invest $3000 (0.04%) If you are just starting Acorns is not the cheapest But the $12 charge to same more in the future can be a good thing for the people who weren’t going to save and invest anyway Over $3000 it does start to make sense Regular: If you are using the round up and IRA You should have $3000 invested minimum But if you have less there are better options Premium: Checking account Extra money for a checking account is dumb in my opinion However if your current bank or credit union is charging you monthly fees like “maintenance” Then I would compare If you are using all the features together it makes sense Not anything to write home about but alright value Unlimited ATM reimbursement- could pay for itself If you have a small amount it could makes Sense Reality Check Savings problem Its understandable it can be scary at first And the misconception that you need to have a lot of money to start “Ill start Later” The round up idea is smart, it catches and people don’t even notice money has left their account If people won’t save/ invest anyways its WELL WORTH IT The more automated investing for the masses the better Convince Easy to use platform with useful bits of info Its great for starting with low capital Compared to larger funds like vanguard Their funds are also well rounded and good for the average person However if you want to increase your likelihood of making large amounts of money you need more Other brokerages offer free stock treading now a day, Robinhood, Webull TD Ameritrade Fidelity also offers free market funds where you can buy thorough those mentioned brokerages My final thoughts are that you really need a minimum of a couple grand to use Acorns, the fees will add up and if you deposit $10 a month well you lose 10% of you investment every month And your return will be eaten from the fee As your account gets bigger the fees become less and less Exception for college students I would encourage people to be a little more aware of their money and invest through free platforms I HIGHLY believe it is good for the most Good service, gets people interested in their finances and makes them think about the future It is automated which keeps it out of mind and out of sight which can be beneficial for most Is it worth it? It depends on you as an individual #Acorns #AcornsInvesting #AcornsApp