Financial Planning When You’re Childfree: Legacy, Guilt & Freedom скачать в хорошем качестве

Financial Planning When You’re Childfree: Legacy, Guilt & Freedom

What if your legacy isn’t who you raise, but what you build, give, and live while you’re here? In this episode, we unpack money, aging, and legacy when you’re childfree by choice—and the guilt, bias, and freedom that come with it. When people say “legacy”, they almost always mean children. But what if you don’t want kids—or can’t have them—and you still care deeply about impact, contribution, and who will support you as you age? In today’s episode of Reframing Perspectives, Dr. Payal Beri sits down with Maddie from Child Free Trust / childfree wealth to talk about what financial planning, aging, and emotional legacy look like when you’re childfree. They unpack the guilt, cultural expectations, and political pressure around choosing not to have kids, and how childfree women can intentionally design both their finances and their future care. Why childfree women are statistically among the highest earners—and what that really means for money & freedom The myth that “your children will take care of you” vs. what actually happens in elder care How to think about living legacy vs. after-death legacy (and why dying with millions might mean you over-saved) The emotional layers of being childfree: guilt, judgment, and the constant “who will take care of you?” question Why emotional intelligence, context, and curiosity are crucial when talking to childfree friends & family Practical first steps for childfree folks: building your support team, planning for incapacity, and choosing who makes decisions for you How the childfree community is redefining love, contribution, and legacy beyond parenting If you’re childfree, unsure about having kids, or love someone who is, this episode will give you language, clarity, and a lot of relief. 00:00 Childfree women are the highest earners…& the gut-punch question about who will care for you when you’re older 00:52 – The guilt & the big questions: Purpose, kids, contribution, and “what do I do with my money?” 01:35 – Show intro: What Reframing Perspectives is really about 02:08 – Redefining legacy: What if legacy isn’t children, but what you build and nurture in the world? 03:10 – Meet Maddie: Why she chose to focus on childfree wealth & Child Free Trust 05:04 – Why childfree money planning is different: No kids, different goals, different endgame 07:19 – Childfree women as top earners: What that means for wealth, giving, and “dying with zero” 23:02 – The “eldest daughter tax”: Childfree women and caring for aging parents 4- Financial Legacy when you're… 23:37 – Choosing scalable impact: Mothering many, not just one child 26:28 – Practical planning for childfree folks: Health, powers of attorney, medical advocates, and death with dignity 28:11 – Your board of life advisors: Finding people who truly have your best interests at heart 28:56 – How the childfree define love & contribution: Going beyond the “selfish” stereotype 38:58 – Ending the “selfish” narrative: Seeing each person’s unique story 40:10 – Payal & Maddie’s closing reflections + invitation to keep the conversation going Connect with Dr. Payal Beri: 📸 Instagram: instagram.com/dr.payalberi 🎥 YouTube: https://www.youtube.com/@payalberi?su... 🌐 RK Empathy: rkempathy.com 💼 LinkedIn: linkedin.com/in/payalberi 🎤 Book a Talk: payalberi.com 🎙 Podcast by MicMoguls.com #ReframingPerspectives #Leadership #EmpathyInBusiness