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Dreaming of building your custom home or buying land in the beautiful Upper Cumberland region of Tennessee? In this video, Brandon Korgan (Realtor®) and leading Loan Officer Lynn Sceduri team up to provide you with what you need to know about land loans and construction-to-permanent loans. We cover: How land loans work and what lenders look for The benefits of construction-to-perm financing Key differences from traditional mortgages Common pitfalls to avoid And more... Whether you're in Cookeville, Crossville, Livingston, or anywhere in the Upper Cumberland, get the insider info to make your dream build a reality. Questions? Drop them in the comments—we're here to help Tennessee homebuyers and builders! 👍 Like & subscribe for more local real estate and financing advice! 🔔 Hit the bell for notifications on Upper Cumberland market updates. #UpperCumberland #TennesseeRealEstate #LandLoans #ConstructionLoans #ConstructionToPermanent #OneTimeCloseLoan #CookevilleTN #CrossvilleTN #UpperCumberlandTN #TNRealtor #BuildYourHome #HomeBuilding #RealEstateTennessee #LandForSaleTN #NewConstructionTN #RealtorLife #MortgageTips #HomeLoans #TennesseeHomes #HouseHunting 00:00 Intro 00:48 Timing- when to talk w/ Realtor@ and/or Loan Officer 01:43 Is it cheaper to buy land and build 02:43 Land Loans 04:05 Qualifying for Land Loans 05:58 Construction Process- plans, builders, equity 07:02 Builders- who qualifies 08:35 Disbursements- when and how 10:30 Construction to Perm Loans- One-time vs Two-time Close 13:19 Overages- how to handle 14:33 Interest Rate Schedule 15:22 End Loans 16:10 Summary