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On this episode of Monday Mortgage Minute, Tom McNamara and Bruce Woodburn break down the growing confusion around Florida’s proposed property tax elimination plans—and what they could really mean for homeowners. Several constitutional amendments are being discussed, but most lack a clear explanation of how lost tax revenue would be replaced. Bruce and Tom walk through the most realistic proposals, the funding challenges, and why voter understanding will ultimately decide what passes. What you’ll hear in this episode: • What HJR 201 would eliminate (non-school property taxes on homesteads only) • How HJR 203 phases tax relief in gradually over 10 years • Why replacing $9 billion in tax revenue is the biggest obstacle • The role of audits, government waste, and accountability • Tourism taxes, sales taxes, sin taxes, and other proposed funding ideas • Why voters won’t support anything they don’t fully understand • Alternative proposals that could reduce property taxes without full elimination 💬 Bruce and Tom invite homeowners to weigh in with ideas and solutions—because without clarity, none of these proposals will pass. 📞 Have questions about how this could impact your finances or homeownership strategy? Reach out anytime at WeBringYouHome.com Bruce Woodburn, The Loan Arranger | 407.250.9144 | WeBringYouHome.com Tom McNamara, EXP Realty | 407.754-6412 | TheMcnamaraExperience.com #MondayMortgageMinute #FloridaPropertyTaxes #HomesteadExemption #FloridaRealEstate #MortgageEducation #HomeownerRelief #PropertyTaxReform #webringyouhome CHAPTERS: 00:00 Introduction and Weather Chat 00:32 Confusion Over Tax Elimination Proposals 00:51 Details of HJR 201 and HJR 203 01:58 Concerns About Funding and Municipalities 02:58 Other Legislative Proposals and Their Impacts 07:05 Tourism and Sin Taxes as Potential Solutions 10:31 Call to Action and Conclusion Florida property taxes, property tax elimination Florida, HJR 201 Florida, HJR 203 Florida, Florida homestead exemption, Save Our Homes Florida, Florida housing market, Florida real estate taxes, Monday Mortgage Minute, Bruce Woodburn, Tom McNamara, Florida legislation property tax, Florida homeowners, mortgage market update Florida