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In this episode of The Loan Arranger Radio Show, Bruce Woodburn breaks down one of the most misunderstood topics in today’s market: when refinancing is smart — and when it can actually cost you money. This episode also covers critical reminders for Florida homeowners, exclusive opportunities for real estate professionals, and new programs most lenders don’t even mention. What you’ll learn in this episode: • When refinancing truly makes financial sense • Why some homeowners should NOT refinance yet • VA IRRRL and FHA Streamline refinance options • A rare 90% cash-out refinance with NO PMI • How to use equity for debt consolidation or investments • Why filing Homestead Exemption is critical • How Bruce’s VIP Rate Watch List works • How motivated sellers create opportunity in today’s market 📞 Call Bruce Woodburn – The Loan Arranger • Orlando: 407-706-3313 • Tampa: 813-213-4009 🌐 Apply or learn more: https://WeBringYouHome.com Chapters: 00:00 Introduction and Welcome 00:13 Exclusive Real Estate Agent Event 02:19 Homestead Exemption Reminder 03:20 Personal Testimony: Age Rejuvenation 04:37 Refinancing Insights and Tips 09:28 Property Tax Elimination Bill 11:48 The Loan Arranger Real Estate Rebate Program 14:00 Conclusion and Contact Information refinance mortgage, when to refinance, cash out refinance, mortgage rates 2026, va irrrl refinance, fha streamline refinance, no pmi cash out refinance, florida mortgage, home equity strategy, mortgage advice, loan arranger, bruce woodburn, crosscountry mortgage, refinancing tips #RefinanceStrategy #MortgageAdvice #HomeEquity #LoanArranger #FloridaMortgage #CashOutRefinance #MortgageRates #HomeownerTips