FDIC Fund Running Dangerously Low — What Happens When It's Empty скачать в хорошем качестве

FDIC Fund Running Dangerously Low — What Happens When It's Empty

There is a ticking time bomb at the heart of the American financial system that almost nobody is discussing. The mainstream media is silent. The government is hoping you do not notice. And the banks are praying you never ask the question I am about to answer. The Federal Deposit Insurance Corporation, the FDIC, the agency that promises to protect your deposits up to $250,000 if your bank fails, is running dangerously low on money. The Deposit Insurance Fund holds approximately $120 billion to protect over $10 trillion in insured deposits. That is a reserve ratio of barely 1.15 percent, below the statutory minimum Congress mandated. When Silicon Valley Bank, Signature Bank, and First Republic failed in 2023, those three institutions alone drained more than $30 billion from the fund in a matter of weeks. Three banks. Thirty billion dollars. A quarter of the fund gone in an instant. So what happens when the fund runs empty? The answers are terrifying. Delayed payouts while Congress battles over emergency appropriations. Uninsured depositors facing devastating losses with no guarantee of recovery. Confidence collapsing and triggering bank runs that drain whatever resources remain. A vicious cycle that becomes almost impossible to stop once it begins. Warren Buffett understood this vulnerability long before most analysts began paying attention. He currently holds over $200 billion in Treasury bills. He has systematically exited bank stock positions. When the greatest investor of our generation treats the banking system like a burning building, you should pay attention. In this video, I reveal exactly how the fund works, why it is running dangerously low, what happens when it is depleted, and the six steps to protect yourself before the crisis hits. #MacroLens #warrenbuffett #fdicfund #fdicempty #bankingcrisis #depositinsurance #bankfailure #fdiccrisis #depositprotection #financialcrisis