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Budgeting My Paycheck | Road to Retirement Welcome to koma takes control! In today’s video, I’m using The Budget Mom Budget by Paycheck Workbook to break down my paycheck and track exactly where my money is going. My goal? To fully understand my finances now so that I can retire confidently in the next 2-5 years. Why I’m Doing This: I’m using this channel as an accountability tool to stay on track while building a community of like-minded folks who are also working toward financial freedom. When I retire, I expect my income to decrease, so I need to get a clear picture of my spending habits now. What You’ll See in This Video: ✔️ Financial Plan ✔️ Membership and Subscriptions ✔️ Budget Categories ✔️ Monthly view ✔️ January Paycheck 1 Breakdown ✔️ Sinking Fund Trackers (transaction registers) ✔️ January Paycheck 2 Breakdown ✔️ Expense Trackers ✔️ Debt Payment Plan ✔️ Monthly Budget Category Breakdown ✔️ Monthly Meal Plan Join the Journey! If you're on a similar path—or just curious about how paycheck budgeting works—subscribe and let’s keep each other motivated! Drop a comment and let me know how you budget your paycheck! I have changed my thumbnail and removed the intro video. Do you have any thoughts about that change? I welcome your feedback! #BudgetByPaycheck #RetirementPlanning #GenXFinance #KomaTakesControl #TheBudgetMom 2:00 Financial Plan 4:10 Membership and Subscriptions 5:50 Budget Categories 10:12 Sinking funds breakdown 12:20 Monthly view 13:53 January Paycheck 1 Breakdown 19:17 Sinking Fund Trackers (transaction registers) 22:10 January Paycheck 2 Breakdown 26:00 Expense Trackers 30:15 Debt Payment Plan 35:18 Monthly Budget Category Breakdown 35:48 Monthly Meal Plan I am aware of some technical issues with the stream and the beginning and at the end when my screen flipped upside down! This is my first YT video and production will improve. Discord: / discord